Kilowatt Atlas

Bill help

Help Paying Your Electric Bill: Programs and Steps by State

Plain steps for getting help with an electric bill, the official LIHEAP office for every state and DC, and what to do about a shutoff notice, a payment plan or a medical need.

Reviewed Contacts: HHS LIHEAP listing, read October 10, 2026

Official state offices

51

50 states and DC

Crisis clock

48 hours

18 if life-threatening

Hotline

1-866-674-6327

Energy Assistance Hotline

Rules checked

Oct. 10

October 10, 2026

Where to start for your situation

First step for common situations
Your situationFirst step
A shutoff notice, or a dateCall the utility, then see emergency bill assistance.
Behind, but not yet a noticeAsk for a payment plan and apply for LIHEAP.
Bills are high every winter or summerApply for LIHEAP and weatherization.
Someone relies on medical equipmentSee medical baseline and life support programs.
You are 60 or olderSee help for seniors.
You are a veteran or service memberSee veterans utility assistance.
Someone in the home has a disabilitySee disability utility assistance.
You want to know who to call near youSee utility assistance near me.
You want to know if your income qualifiesSee low income electric programs.
Unsure whether a shutoff is allowedSee shutoff protection rules.

The kinds of help that exist

Find your state

What to have ready when you apply

  • Your latest electric bill, with the account number, and any shutoff notice.
  • Photo identification for the person on the account.
  • Proof of income for everyone in the household, usually for the last 30 days. Each agency sets its own rule.
  • Social Security numbers, or proof of status, where the program asks.
  • A recent bill for your main heating fuel, if it is not electricity.

Requirements differ by agency, so ask what yours needs, and whether you can send documents by phone or online.

Apply only through official channels

Beware of fees and impostors

Applying for LIHEAP is free. Do not pay a person or a website that offers to apply for you or promises you will qualify. Use your state office, a local Community Action Agency, 2-1-1 or the federal hotline. A real utility does not demand gift cards, wire transfers or app payments to avoid a shutoff.

A two-week plan if you are behind

  1. Day 1. Call the utility. Ask for a payment arrangement and note the shutoff date, if there is one.
  2. Days 1 to 3. Call your state LIHEAP office or local Community Action Agency, and 2-1-1. Ask about crisis help if a shutoff is near.
  3. Days 3 to 7. Send the documents the agency asks for, and keep copies. Ask for the date a decision is expected.
  4. Days 7 to 14. Confirm the aid reached your account, and confirm your payment arrangement in writing.
  5. After that. Ask about weatherization and budget billing so the next bill is smaller and steadier.

About these pages

Kilowatt Atlas is an independent publisher. We are not a government agency, a utility or a charity, and we cannot take applications, pay bills or check eligibility. We read the official sources, show the date we checked them and link to them. Program rules and funding change, so confirm the details with the office before you rely on them. Read how we work in our editorial policy.

Bill help questions

What is the main program that helps pay electric bills?

The federal Low Income Home Energy Assistance Program, LIHEAP. The U.S. Department of Health and Human Services funds it, and each state runs its own program through a state office and local agencies.

Who qualifies for LIHEAP?

Under federal law a state can serve households with income up to the greater of 150 percent of the poverty level or 60 percent of state median income, and households receiving SSI, SNAP, TANF or certain veterans benefits can qualify without the income test. Your state sets the details.

What if I have a shutoff notice today?

Call your utility for a payment arrangement, apply for LIHEAP crisis help and call 2-1-1. Federal law gives LIHEAP grantees 48 hours to resolve an eligible household’s energy crisis, or 18 hours if it is life-threatening.

Does Kilowatt Atlas take applications or pay bills?

No. We are an independent publisher. We point to the official state offices and explain how programs work, and we cannot apply for you, pay a bill or check your eligibility.

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