Kilowatt Atlas

Electric cooperative

Middle Tennessee Electric (MTE) Rates and Average Bill Guide

Average rate and bill, service area, reliability and rate options for this utility, taken from its 2025 filing with the EIA.

Reviewed Data: EIA Form EIA-861, released October 7, 2026

Independent profile. Kilowatt Atlas is not affiliated with Middle Tennessee Electric (MTE), does not use its logo or branding and cannot take payments, start service or look up accounts. Figures come from public federal data for 2025.

Residential customers

312 thousand

311,520 homes

Average price

12.47 cents

Tennessee average 13.22

Average bill

$161.57

Per month at 1,295 kWh

Price rank

13 of 60

Lowest to highest in Tennessee

MTE rates and average bill

Middle Tennessee Electric (MTE) reported 311,520 residential customers on bundled service in 2025, using 1,295 kWh a month on average at 12.47 cents per kWh. Bundled means the utility supplies the energy and delivers it, so the price covers both. Among the 60 Tennessee utilities with at least 10,000 bundled residential customers, MTE ranks 13 from the lowest price.

Middle Tennessee Electric (MTE) compared with Tennessee and the United States
AverageCents per kWhkWh per monthMonthly bill
Middle Tennessee Electric (MTE)12.471,295$161.57
Tennessee (all utilities)13.221,180$156.03
United States17.23874$150.68

Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data), sales to ultimate customers. Price is revenue divided by sales and includes fixed charges.

Service area

EIA lists the counties where MTE has distribution equipment. That covers 8 counties in Tennessee. A county can be served by more than one utility, so confirm your address with the utility or your bill.

Tennessee (8 counties)

Cannon, DeKalb, Maury, Rutherford, Smith, Trousdale, Williamson, Wilson

Not sure who serves your address? Use find my electric company.

Reliability

For 2025, MTE reported an average of 48 minutes without power per customer and 0.90 interruptions per customer, with major event days left out. The typical interruption lasted about 53 minutes. For comparison, the median state averaged 127 minutes of outage per customer.

MTE had about 80 fewer minutes of outage per customer than the median state. The Tennessee figure across its utilities was 147 minutes. One interruption lasting 53 minutes and 0.90 interruptions a year per customer add up to the 48 minute total.

Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data), reliability schedule, measured under IEEE 1366. Utilities define events slightly differently, so compare with care.

Rate options and rooftop solar

  • Time-of-use pricing. MTE reports a residential time-of-use pricing program in its 2025 EIA filing, with about 549 residential customers enrolled in dynamic pricing programs of all kinds. Ask the utility which rate schedules you qualify for. How time-of-use rates work.
  • Rooftop solar and net metering. EIA does not show residential net-metered solar for MTE in 2025. How net metering works.

Who owns and regulates it

Owned by the members it serves. An elected board sets the rates, and members may receive capital credits when the co-op has margins to return.

For questions about state consumer protections, see the Tennessee Public Utility Commission.

MTE is an electric cooperative based in Tennessee.

MTE compared with Tennessee

Tennessee has 80 utilities with residential customers in the 2025 EIA data. MTE is 3rd by size and serves about 9.7% of the state's homes. Its price of 12.47 cents per kWh is 1.12 cents below the median of 19 other cooperatives in Tennessee (13.60 cents). At $161.57 a month, an average MTE home pays about $66 a year more than the Tennessee average of $156.03, and uses 115 kWh a month more. MTE lists distribution equipment in 8 counties, so check your county and your bill before you assume it serves you.

Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data). Peers are other utilities of the same type in Tennessee with at least 1,000 residential customers and a reported price.

Other Tennessee utilities

Utilities in Tennessee close in size to Middle Tennessee Electric (MTE)
UtilityTypeHomesCents per kWh
Middle Tennessee Electric (MTE)Cooperative311,52012.47
Nashville Electric ServiceMunicipal424,80814.04
Memphis Light, Gas and Water (MLGW)Municipal385,01513.24
Knoxville Utilities BoardMunicipal196,67413.83
City of ChattanoogaMunicipal176,21912.92
Volunteer Electric CooperativeCooperative105,24813.08

See every one on the electric companies in Tennessee page.

Official site and where to get help

Kilowatt Atlas is not MTE and does not take payments, start service or manage accounts. To pay a bill, report an outage or start service, use the website, app or phone number printed on your bill. Be careful with search ads and lookalike sites that offer to pay your bill for a fee.

MTE questions

What is the average residential electric rate for Middle Tennessee Electric (MTE)?

Middle Tennessee Electric (MTE) residential customers on bundled service paid an average of 12.47 cents per kWh in 2025, with average use of 1,295 kWh a month and an average bill of $161.57 (EIA Form EIA-861). The Tennessee average was 13.22 cents.

How many customers does Middle Tennessee Electric (MTE) have?

EIA reports about 311,520 residential customers for Middle Tennessee Electric (MTE) in 2025.

Who regulates Middle Tennessee Electric (MTE)?

Owned by the members it serves. An elected board sets the rates, and members may receive capital credits when the co-op has margins to return. See the regulator for Tennessee on the Tennessee state page.

How reliable is Middle Tennessee Electric (MTE)?

For 2025, Middle Tennessee Electric (MTE) reported an average of 48 minutes of outage per customer and 0.90 interruptions per customer, excluding major event days (IEEE 1366). Utilities measure outages in slightly different ways, so compare with care.

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