Independent profile. Kilowatt Atlas is not affiliated with City of Chattanooga, does not use its logo or branding and cannot take payments, start service or look up accounts. Figures come from public federal data for 2025.
Residential customers
176 thousand
176,219 homes
Average price
12.92 cents
Tennessee average 13.22
Average bill
$145.10
Per month at 1,123 kWh
Price rank
23 of 60
Lowest to highest in Tennessee
City of Chattanooga rates and average bill
City of Chattanooga reported 176,219 residential customers on bundled service in 2025, using 1,123 kWh a month on average at 12.92 cents per kWh. Bundled means the utility supplies the energy and delivers it, so the price covers both. Among the 60 Tennessee utilities with at least 10,000 bundled residential customers, City of Chattanooga ranks 23 from the lowest price.
| Average | Cents per kWh | kWh per month | Monthly bill |
|---|---|---|---|
| City of Chattanooga | 12.92 | 1,123 | $145.10 |
| Tennessee (all utilities) | 13.22 | 1,180 | $156.03 |
| United States | 17.23 | 874 | $150.68 |
Figures cover all of City of Chattanooga's states together. A utility with a large territory can have different rates in different places.
Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data), sales to ultimate customers. Price is revenue divided by sales and includes fixed charges.
Service area
EIA lists the counties where City of Chattanooga has distribution equipment. That covers 9 counties in Tennessee, Georgia. A county can be served by more than one utility, so confirm your address with the utility or your bill.
Tennessee (6 counties)
Bledsoe, Bradley, Hamilton, Marion, Rhea, Sequatchie
Georgia (3 counties)
Catoosa, Dade, Walker
Not sure who serves your address? Use find my electric company.
Rate options and rooftop solar
- Time-of-use pricing. City of Chattanooga reports a residential time-of-use pricing program in its 2025 EIA filing, with about 99 residential customers enrolled in dynamic pricing programs of all kinds. Ask the utility which rate schedules you qualify for. How time-of-use rates work.
- Rooftop solar and net metering. EIA does not show residential net-metered solar for City of Chattanooga in 2025. How net metering works.
Who owns and regulates it
Owned and run by a city or town. A city council or utility board usually sets the rates, and state commissions often have limited authority over it.
For questions about state consumer protections, see the Tennessee Public Utility Commission.
City of Chattanooga is a municipal utility based in Tennessee, and it also reports customers in 1 other state.
City of Chattanooga compared with Tennessee
Tennessee has 80 utilities with residential customers in the 2025 EIA data. City of Chattanooga is 5th by size and serves about 5.2% of the state's homes. Among 58 other municipal utilities in Tennessee, the median price is 12.76 cents per kWh, so City of Chattanooga at 12.92 cents is 0.15 cents above its peers. At $145.10 a month, an average City of Chattanooga home pays about $131 a year less than the Tennessee average of $156.03, and uses 57 kWh a month less. City of Chattanooga reports customers in 2 states, and this profile uses its largest, Tennessee, for comparisons.
Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data). Peers are other utilities of the same type in Tennessee with at least 1,000 residential customers and a reported price.
Other Tennessee utilities
| Utility | Type | Homes | Cents per kWh |
|---|---|---|---|
| City of Chattanooga | Municipal | 176,219 | 12.92 |
| Middle Tennessee Electric (MTE) | Cooperative | 311,520 | 12.47 |
| Knoxville Utilities Board | Municipal | 196,674 | 13.83 |
| Volunteer Electric Cooperative | Cooperative | 105,248 | 13.08 |
| Cumberland Electric Membership Corporation | Cooperative | 101,734 | 13.76 |
| City of Clarksville | Municipal | 77,509 | 13.67 |
See every one on the electric companies in Tennessee page.
Official site and where to get help
Kilowatt Atlas is not City of Chattanooga and does not take payments, start service or manage accounts. To pay a bill, report an outage or start service, use the website, app or phone number printed on your bill. Be careful with search ads and lookalike sites that offer to pay your bill for a fee.
- Want to understand a line on your bill? Read how to read your electric bill.
- Think your bill is high? Try the bill checker.
City of Chattanooga questions
What is the average residential electric rate for City of Chattanooga?
City of Chattanooga residential customers on bundled service paid an average of 12.92 cents per kWh in 2025, with average use of 1,123 kWh a month and an average bill of $145.10 (EIA Form EIA-861). The Tennessee average was 13.22 cents.
How many customers does City of Chattanooga have?
EIA reports about 176,219 residential customers for City of Chattanooga in 2025.
Who regulates City of Chattanooga?
Owned and run by a city or town. A city council or utility board usually sets the rates, and state commissions often have limited authority over it. See the regulator for Tennessee on the Tennessee state page.