Independent profile. Kilowatt Atlas is not affiliated with Navarro County Electric Cooperative, does not use its logo or branding and cannot take payments, start service or look up accounts. Figures come from public federal data for 2025.
Residential customers
19 thousand
19,029 homes
Average price
12.92 cents
Texas average 15.40
Average bill
$163.57
Per month at 1,266 kWh
Price rank
28 of 64
Lowest to highest in Texas
Navarro County Electric Cooperative rates and average bill
Navarro County Electric Cooperative reported 19,029 residential customers on bundled service in 2025, using 1,266 kWh a month on average at 12.92 cents per kWh. Bundled means the utility supplies the energy and delivers it, so the price covers both. Among the 64 Texas utilities with at least 10,000 bundled residential customers, Navarro County Electric Cooperative ranks 28 from the lowest price.
| Average | Cents per kWh | kWh per month | Monthly bill |
|---|---|---|---|
| Navarro County Electric Cooperative | 12.92 | 1,266 | $163.57 |
| Texas (all utilities) | 15.40 | 1,110 | $170.95 |
| United States | 17.23 | 874 | $150.68 |
Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data), sales to ultimate customers. Price is revenue divided by sales and includes fixed charges.
Service area
EIA lists the counties where Navarro County Electric Cooperative has distribution equipment. That covers 5 counties in Texas. A county can be served by more than one utility, so confirm your address with the utility or your bill.
Texas (5 counties)
Ellis, Freestone, Hill, Limestone, Navarro
Not sure who serves your address? Use find my electric company.
Rate options and rooftop solar
- Time-of-use pricing. Navarro County Electric Cooperative does not report a residential time-of-use program in its 2025 EIA filing. Ask the utility, because programs change. How time-of-use rates work.
- Rooftop solar and net metering. EIA shows 368 residential net-metered systems on the Navarro County Electric Cooperative grid in 2025, with 4.2 megawatts of capacity. How net metering works.
Who owns and regulates it
Owned by the members it serves. An elected board sets the rates, and members may receive capital credits when the co-op has margins to return.
For questions about state consumer protections, see the Public Utility Commission of Texas.
Navarro County Electric Cooperative is an electric cooperative based in Texas.
Navarro County Electric Cooperative operates in the ERCOT power market. Power markets set wholesale costs, but your retail rate is set by the rules described above.
Navarro County Electric Cooperative compared with Texas
Of the 82 utilities listed for Texas, Navarro County Electric Cooperative is the 52nd largest by homes, at roughly 0.15% of the state total. Among 56 other cooperatives in Texas, the median price is 13.34 cents per kWh, so Navarro County Electric Cooperative at 12.92 cents is 0.41 cents below its peers. At $163.57 a month, an average Navarro County Electric Cooperative home pays about $89 a year less than the Texas average of $170.95, and uses 155 kWh a month more. Navarro County Electric Cooperative lists distribution equipment in 5 counties, so check your county and your bill before you assume it serves you. 368 of its residential customers use net metering, or 19.3 per 1,000 homes, against 10.9 for Texas as a whole.
Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data). Peers are other utilities of the same type in Texas with at least 1,000 residential customers and a reported price.
Other Texas utilities
| Utility | Type | Homes | Cents per kWh |
|---|---|---|---|
| Navarro County Electric Cooperative | Cooperative | 19,029 | 12.92 |
| Navasota Valley Electric Cooperative | Cooperative | 19,861 | 16.26 |
| Taylor Electric Cooperative | Cooperative | 19,215 | 16.14 |
| Heart of Texas Electric Cooperative | Cooperative | 18,476 | 11.89 |
| Rusk County Electric Cooperative | Cooperative | 18,253 | 13.30 |
| Panola-Harrison Electric Cooperative | Cooperative | 17,917 | 10.29 |
See every one on the electric companies in Texas page.
Official site and where to get help
Kilowatt Atlas is not Navarro County Electric Cooperative and does not take payments, start service or manage accounts. To pay a bill, report an outage or start service, use the website, app or phone number printed on your bill. Be careful with search ads and lookalike sites that offer to pay your bill for a fee.
- Want to understand a line on your bill? Read how to read your electric bill.
- Think your bill is high? Try the bill checker.
- Texas allows retail choice in part or all of the state. See the provider guide.
Navarro County Electric Cooperative questions
What is the average residential electric rate for Navarro County Electric Cooperative?
Navarro County Electric Cooperative residential customers on bundled service paid an average of 12.92 cents per kWh in 2025, with average use of 1,266 kWh a month and an average bill of $163.57 (EIA Form EIA-861). The Texas average was 15.40 cents.
How many customers does Navarro County Electric Cooperative have?
EIA reports about 19,029 residential customers for Navarro County Electric Cooperative in 2025.
Who regulates Navarro County Electric Cooperative?
Owned by the members it serves. An elected board sets the rates, and members may receive capital credits when the co-op has margins to return. See the regulator for Texas on the Texas state page.