Kilowatt Atlas

Municipal utility

City of Mishawaka Electric Rates and Average Monthly Bill

Average rate and bill, service area, reliability and rate options for this utility, taken from its 2025 filing with the EIA.

Reviewed Data: EIA Form EIA-861, released October 7, 2026

Independent profile. Kilowatt Atlas is not affiliated with City of Mishawaka, does not use its logo or branding and cannot take payments, start service or look up accounts. Figures come from public federal data for 2025.

Residential customers

25 thousand

25,180 homes

Average price

12.38 cents

Indiana average 15.96

Average bill

$75.86

Per month at 613 kWh

Price rank

2 of 34

Lowest to highest in Indiana

City of Mishawaka rates and average bill

City of Mishawaka reported 25,180 residential customers on bundled service in 2025, using 613 kWh a month on average at 12.38 cents per kWh. Bundled means the utility supplies the energy and delivers it, so the price covers both. Among the 34 Indiana utilities with at least 10,000 bundled residential customers, City of Mishawaka ranks 2 from the lowest price.

City of Mishawaka compared with Indiana and the United States
AverageCents per kWhkWh per monthMonthly bill
City of Mishawaka12.38613$75.86
Indiana (all utilities)15.96938$149.72
United States17.23874$150.68

Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data), sales to ultimate customers. Price is revenue divided by sales and includes fixed charges.

Service area

EIA lists the counties where City of Mishawaka has distribution equipment. That covers 1 county in Indiana. A county can be served by more than one utility, so confirm your address with the utility or your bill.

Indiana (1 county)

St Joseph

Not sure who serves your address? Use find my electric company.

Rate options and rooftop solar

  • Time-of-use pricing. City of Mishawaka does not report a residential time-of-use program in its 2025 EIA filing. Ask the utility, because programs change. How time-of-use rates work.
  • Rooftop solar and net metering. EIA does not show residential net-metered solar for City of Mishawaka in 2025. How net metering works.

Who owns and regulates it

Owned and run by a city or town. A city council or utility board usually sets the rates, and state commissions often have limited authority over it.

For questions about state consumer protections, see the Indiana Utility Regulatory Commission.

City of Mishawaka is a municipal utility based in Indiana.

City of Mishawaka operates in the PJM power market. Power markets set wholesale costs, but your retail rate is set by the rules described above.

City of Mishawaka compared with Indiana

Indiana has 44 utilities with residential customers in the 2025 EIA data. City of Mishawaka is 14th by size and serves about 0.82% of the state's homes. Its price of 12.38 cents per kWh is 0.56 cents above the median of 11 other municipal utilities in Indiana (11.82 cents). Over a year, the typical City of Mishawaka bill runs about $886 below the state average, with monthly use 325 kWh lower. City of Mishawaka lists distribution equipment in a single county, so its service area is easy to check against your address.

Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data). Peers are other utilities of the same type in Indiana with at least 1,000 residential customers and a reported price.

Other Indiana utilities

Utilities in Indiana close in size to City of Mishawaka
UtilityTypeHomesCents per kWh
City of MishawakaMunicipal25,18012.38
Clark County Rural Electric Membership CorporationCooperative27,70714.32
Southeastern Indiana Rural Electric Membership CorporationCooperative26,27115.63
Jackson County Rural Electric Membership CorporationCooperative24,35414.40
Harrison County Rural Electric Membership CorporationCooperative23,48213.57
Boone County Rural Electric Membership CorporationCooperative19,22415.80

See every one on the electric companies in Indiana page.

Official site and where to get help

Kilowatt Atlas is not City of Mishawaka and does not take payments, start service or manage accounts. To pay a bill, report an outage or start service, use the website, app or phone number printed on your bill. Be careful with search ads and lookalike sites that offer to pay your bill for a fee.

City of Mishawaka questions

What is the average residential electric rate for City of Mishawaka?

City of Mishawaka residential customers on bundled service paid an average of 12.38 cents per kWh in 2025, with average use of 613 kWh a month and an average bill of $75.86 (EIA Form EIA-861). The Indiana average was 15.96 cents.

How many customers does City of Mishawaka have?

EIA reports about 25,180 residential customers for City of Mishawaka in 2025.

Who regulates City of Mishawaka?

Owned and run by a city or town. A city council or utility board usually sets the rates, and state commissions often have limited authority over it. See the regulator for Indiana on the Indiana state page.

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