Kilowatt Atlas

Municipal utility

City of Loveland Electric Rates and Average Monthly Bill

Average rate and bill, service area, reliability and rate options for this utility, taken from its 2025 filing with the EIA.

Reviewed Data: EIA Form EIA-861, released October 7, 2026

Independent profile. Kilowatt Atlas is not affiliated with City of Loveland, does not use its logo or branding and cannot take payments, start service or look up accounts. Figures come from public federal data for 2025.

Residential customers

37 thousand

37,387 homes

Average price

15.29 cents

Colorado average 15.69

Average bill

$94.55

Per month at 618 kWh

Price rank

9 of 23

Lowest to highest in Colorado

City of Loveland rates and average bill

City of Loveland reported 37,387 residential customers on bundled service in 2025, using 618 kWh a month on average at 15.29 cents per kWh. Bundled means the utility supplies the energy and delivers it, so the price covers both. Among the 23 Colorado utilities with at least 10,000 bundled residential customers, City of Loveland ranks 9 from the lowest price.

City of Loveland compared with Colorado and the United States
AverageCents per kWhkWh per monthMonthly bill
City of Loveland15.29618$94.55
Colorado (all utilities)15.69658$103.30
United States17.23874$150.68

Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data), sales to ultimate customers. Price is revenue divided by sales and includes fixed charges.

Service area

EIA lists the counties where City of Loveland has distribution equipment. That covers 1 county in Colorado. A county can be served by more than one utility, so confirm your address with the utility or your bill.

Colorado (1 county)

Larimer

Not sure who serves your address? Use find my electric company.

Reliability

For 2025, City of Loveland reported an average of 27 minutes without power per customer and 0.34 interruptions per customer, with major event days left out. The typical interruption lasted about 78 minutes. For comparison, the median state averaged 127 minutes of outage per customer.

City of Loveland had about 101 fewer minutes of outage per customer than the median state. The Colorado figure across its utilities was 119 minutes. One interruption lasting 78 minutes and 0.34 interruptions a year per customer add up to the 27 minute total.

Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data), reliability schedule, measured under IEEE 1366. Utilities define events slightly differently, so compare with care.

Rate options and rooftop solar

  • Time-of-use pricing. City of Loveland does not report a residential time-of-use program in its 2025 EIA filing. Ask the utility, because programs change. How time-of-use rates work.
  • Rooftop solar and net metering. EIA shows 559 residential net-metered systems on the City of Loveland grid in 2025, with 3.7 megawatts of capacity. How net metering works.

Who owns and regulates it

Owned and run by a city or town. A city council or utility board usually sets the rates, and state commissions often have limited authority over it.

For questions about state consumer protections, see the Colorado Public Utilities Commission.

City of Loveland is a municipal utility based in Colorado.

City of Loveland compared with Colorado

Of the 28 utilities listed for Colorado, City of Loveland is the 12th largest by homes, at roughly 1.4% of the state total. Among 5 other municipal utilities in Colorado, the median price is 14.05 cents per kWh, so City of Loveland at 15.29 cents is 1.25 cents above its peers. Over a year, the typical City of Loveland bill runs about $105 below the state average, with monthly use 40 kWh lower. City of Loveland lists distribution equipment in a single county, so its service area is easy to check against your address. 559 of its residential customers use net metering, or 15.0 per 1,000 homes, against 76.1 for Colorado as a whole.

Source: U.S. Energy Information Administration, Form EIA-861 (final 2025 data). Peers are other utilities of the same type in Colorado with at least 1,000 residential customers and a reported price.

Other Colorado utilities

Utilities in Colorado close in size to City of Loveland
UtilityTypeHomesCents per kWh
City of LovelandMunicipal37,38715.29
City of LongmontMunicipal41,48313.12
La Plata Electric AssociationCooperative40,36918.33
Delta Montrose Electric AssociationCooperative32,98514.90
Yampa Valley Electric AssociationCooperative24,17716.99
San Isabel Electric AssociationCooperative23,41518.86

See every one on the electric companies in Colorado page.

Official site and where to get help

Kilowatt Atlas is not City of Loveland and does not take payments, start service or manage accounts. To pay a bill, report an outage or start service, use the website, app or phone number printed on your bill. Be careful with search ads and lookalike sites that offer to pay your bill for a fee.

City of Loveland questions

What is the average residential electric rate for City of Loveland?

City of Loveland residential customers on bundled service paid an average of 15.29 cents per kWh in 2025, with average use of 618 kWh a month and an average bill of $94.55 (EIA Form EIA-861). The Colorado average was 15.69 cents.

How many customers does City of Loveland have?

EIA reports about 37,387 residential customers for City of Loveland in 2025.

Who regulates City of Loveland?

Owned and run by a city or town. A city council or utility board usually sets the rates, and state commissions often have limited authority over it. See the regulator for Colorado on the Colorado state page.

How reliable is City of Loveland?

For 2025, City of Loveland reported an average of 27 minutes of outage per customer and 0.34 interruptions per customer, excluding major event days (IEEE 1366). Utilities measure outages in slightly different ways, so compare with care.

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